Money & Budgeting
Money can feel confusing or stressful, especially if no one ever explained it to you properly.
If you were expected to “just know” how money works, that is not your fault. This space is here to help you understand budgeting, bills, benefits, saving, and everyday money in a calm, judgement-free way.
You can take this at your own pace and come back whenever you need.
Latest Guides
How to Set Up Direct Debits
Direct debits can help you stay organised. This guide explains how to set them up safely and confidently.
Your Rights: Financial Support for Care Leavers
Care leavers can access extra financial help. This guide explains what support is available and how to ask for it.
Understanding Benefits
Benefits systems can feel confusing or intimidating. This article explains what support exists and how it fits together.
Creating a Savings Plan
Saving does not have to mean big amounts. This guide shows how small steps can still make a difference.
Credit Scores Explained Simply
Credit scores are often treated like a mystery. This article explains what they are and why they matter, without jargon.
How to Avoid Common Debt Traps
Debt often builds quietly. This guide helps you spot common traps early and make safer choices.
Understanding Your Payslip
Payslips are rarely explained properly. This article breaks down what each part means so you know what you are being paid for.
How to Build a Budget When Money Is Tight
Budgeting can feel overwhelming when money is limited. This guide helps you create a realistic plan that works with real life.
First-Time Banking: Choosing an Account
Choosing a bank account can feel surprisingly complicated. This article helps you understand your options and choose what suits you.
You don’t have to have everything sorted to be here - we're just glad you are.
There’s no rush here. We’ll help you make sense of money, one small step at a time.
Signposted Organisations
Sometimes you might want support that goes beyond Adelphi - and that’s okay. The organisations shared here are included to help you find additional or specialist support if you need it.
The organisations shown below are a small selection included within the Support Directory. The full directory includes these and additional services, organised by topic and need, so you can explore what feels most relevant to your own situation.
Adelphi is not affiliated with, nor does it deliver or manage, these services. Each organisation remains responsible for its own support, information, and delivery.
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Free, impartial guidance on budgeting, benefits, debt, saving, and everyday money decisions.
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Information about local authority support and entitlements for care-experienced young people.
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Free, confidential advice on money, benefits, housing, work, and legal issues.
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Find grants, benefits, and financial support you may be entitled to.
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Confidential support if you’re worried about debt, arrears, or managing repayments.
EXPLORE MORE WITH ADELPHI: This is just one part of the wider Adelphi ecosystem. Discover our other initiatives and support, designed to empower and reduce barriers for care-experienced people across the UK.